Simplifying Small Deal Funding
When my brother Thomas and I (Ben) started on our land investing journey, access to capital was always the biggest challenge. We had more accepted offers than we had capital to close and ultimately had to pass on some great deals simply because we did not have capital and could not find a funder who would lend less than $10,000 on a single property.
Terra Capital Solutions wants to solve this problem for land investors. We believe that no deal is too small, and we want to help land investors in all stages of their business be able to achieve their dreams.
We try to keep things simple for everyone. With you coordinating as a partner, we purchase the land outright from your seller and then seller finance it back to you using a Land Contract and accompanying Promissory Note. All of our notes have clearly defined prepayment discounts that allow you to have multiple exit strategies. Additionally, you pay nothing until 30 days after funds are disbursed to your sellers.
Recent Investments Funded
20 Acres in Cibola County, NM
10 Acres in Culberson County, TX
5 Acres in Costilla County, CO
5 Acres in Culberson County, TX
0.46 Acres in Putnam County, FL
1.26 Acres in Navajo, AZ
Testimonials
“We were fortunate when starting our business to land more deals than we could fund right away. Thankfully, we found Ben and were able to fund several land purchases and effectively doubled our early inventory. As a new business, we did not have established business credit or substantial experience to obtain funding from traditional lenders. We are so grateful to have found a group willing to help support other small-business owners scale.
We were able to meet our goals for parcels in inventory significantly faster than scaling off cash purchases alone. The monthly payments are so reasonable that selling the parcels we have in inventory still yields great monthly profit, and they are not a financial burden before the property sells. The purchase and monthly payment processes are so easy to use that they not only free up my time for other tasks in my business, but they serve as a model for customer service and order of operations I can apply to my own sales and transactions.
I would absolutely recommend Ben and his team. They are so easy to work with, and so approachable if you have questions or concerns. They are honest and run their business with integrity- offering lending terms that help new land investors get established in the business. I am truly grateful for the help they gave us!”
-Maureen Walsh, Sagebrush Land Holdings
“Working with Ben helped overcome my funding hurdles. It allows me to continue to purchase and sell properties without having to worry about the upfront costs… I would certainly recommend them. Ben has been very flexible with the deals I have brought to the table. Closing is very easy and low stress.”
-Robert Belcher, Blue Sky Land Sales
“Ben helped us secure deals that we otherwise wouldn't have been to purchase at fair terms. It's allowed us to scale at a faster rate than we otherwise would have been able to.”
-Jeff Gallman, Bottletree Properties
“Ben provides me quick and steady access to funds so I can close my deals quickly. He is knowledgeable in the land business and knows the process and it’s great to have a partner that can look at my deals and keep me out of a bad one and confirm the chain of title is in good standing.”
-John Shea, RZP Investments